Privacy Policy

This Privacy Policy describes the manner in which MacroLedger (the "Service"), operated by "Company," "we," "us," or "our," collects, uses, and discloses information in connection with a User's ("you," "your") access to and use of the Service.

The workbook-checking functionality of the Service operates entirely upon the User's local device. Whether accessed through the Excel add-in or the browser-based starter tool, workbook files are parsed and analyzed locally; no content thereof is uploaded, transmitted to, or accessible by the Company. The remainder of this Policy describes the limited categories of data associated with the account-registration and billing functions of the Service, which do involve server-side processing.

Use of the checking functionality. The Service may be used without registration of an account, submission of login credentials, or collection of personal data. Workbook contents are read into local memory, analyzed, and rendered entirely upon the User's device, and are not transmitted to the Company.

Account registration. A User who elects to register an account (currently required only for planned Pro-tier functionality, including saved scan history) shall provide a name, email address, and password. Passwords are stored solely in bcrypt-hashed form; the Company does not store passwords in plain-text form and cannot recover a forgotten password, but may facilitate a password reset.

Billing. Pro-tier subscription payments are processed by Stripe, Inc. ("Stripe"). The Company retains a reference identifier to the User's Stripe customer and subscription records for the purpose of determining plan status. The Company does not receive, process, or store payment card information.

Local storage. The User's web browser local storage retains a login session token, where applicable. Such data is not transmitted to any third party.

Account and billing data are hosted with third-party cloud infrastructure providers selected in accordance with prevailing industry practice. The specific providers utilized are subject to change as the Company's infrastructure evolves. In no circumstance does such infrastructure receive or store the contents of a User's workbook.

The Company does not employ analytics or advertising tracking technologies of any kind. The Company does not sell or disclose User data to third parties for marketing purposes. The Company does not access, retain, or possess the contents of any workbook processed through the Service, as such contents do not reach Company servers.

Where a User maintains an account, the Company may transmit transactional electronic communications, including password-reset notifications and billing receipts, through its email service provider, Resend. The Company does not transmit marketing communications absent the User's affirmative opt-in.

Account data is retained for the duration that the associated account remains active. A User may request deletion of the User's account and associated data at any time by contacting the Company as set forth in Section 9. Such deletion shall be effected within thirty (30) days of the request, except to the extent retention of billing records is required by applicable tax or legal obligation.

A User may request access to, correction of, or deletion of the account data held by the Company by contacting the Company as set forth in Section 9. Because workbook contents do not reach Company servers, no further data pertaining to workbook contents exists to be accessed, corrected, or deleted.

The Service is intended for use by individuals eighteen (18) years of age or older and is not directed to children. The Company does not knowingly collect personal information from any individual under the age of eighteen (18).

The Company reserves the right to amend this Policy from time to time. In the event of an amendment materially affecting the manner in which User data is handled, the Company shall update the effective date set forth above and shall make reasonable efforts to notify account holders. Inquiries regarding this Policy, or requests for data deletion, may be directed to privacy@macroledger.co.